Disclaimers & Legal Disclosures

Last Updated: July 2025

At KOSMD Consulting, transparency, integrity, and your trust are top priorities. This page outlines our disclaimers, affiliate disclosures, privacy practices, and site usage terms.

1. Professional & Financial Disclaimer

KOSMD Consulting, Inc. provides proprietary financial insights, product comparisons, and reimbursement information for licensed medical professionals. All data, including product pricing, is provided on behalf of our affiliate suppliers and partner companies for informational purposes only. While we strive to ensure accuracy, pricing and reimbursement policies are subject to change at any time without notice due to supplier, payer, or market adjustments.

KOSMD Consulting, Inc. and its affiliates assume no responsibility for the accuracy, completeness, or applicability of the financial information provided. Final pricing and reimbursement eligibility must always be confirmed at the time of transaction. We are not liable for any clinical, billing, or purchasing decisions made based on the use of this site.

2. Affiliate Disclosure

Some links on this website are affiliate links, meaning that if you click on one and make a purchase, KOSMD Consulting, Inc. may earn a small commission at no additional cost to you. These commissions help support the consulting services, educational content, and operational costs of this platform.

We only promote products and services that we personally believe in, use, or have thoroughly vetted for quality, safety, and relevance. You are never obligated to use our links, but doing so supports our continued ability to deliver valuable resources to both providers and consumers.

Affiliate partners include (but are not limited to):

Summit Peptides (GLP-1 & wellness peptides)
Calocurb (natural appetite control)
Partner.co (Slenderiiz weight loss drops)
NuSkin Pharmanex (antioxidant-based supplements and Biophotonic Scanner)
GroWell by Apira Science (hair growth technology)

3. Medical & Wellness Disclaimer

Information provided on this website—including articles, product descriptions, supplement recommendations, and clinical insights—is intended for educational purposes only. It is not a substitute for medical advice, diagnosis, or treatment from a licensed healthcare provider.

Always consult your physician or a qualified healthcare professional before starting any new health regimen, supplement, or medication—especially if you are pregnant, nursing, have pre-existing conditions, or take prescription medications.

KOSMD Consulting, Inc. does not guarantee any specific outcomes related to weight loss, clinical treatment success, or disease prevention based on the use of any product or service referenced on this site.

4. Product & Liability Disclaimer

KOSMD Consulting does not manufacture, store, or ship any physical products mentioned on this website. All purchases are processed directly through third-party affiliate partners or official supplier websites. For questions regarding product quality, fulfillment, or delivery, please contact the product vendor or manufacturer directly.

While we take care in choosing reputable partners, we are not responsible for any errors, omissions, or product claims made by those third parties.

5. Earnings Disclaimer (for Affiliate Partners & Referring Providers)

For visitors who sign up as affiliate marketers or refer providers using our links: there is no guarantee of income. Earnings vary depending on your level of effort, marketing reach, and engagement. All commissions are managed by the respective affiliate networks (e.g., Summit Peptides, GoAffPro), not by KOSMD Consulting.

6. Confidentiality of Provider Access

Login-restricted areas of this website contain proprietary and financial information intended only for licensed medical professionals. This includes reimbursement data, ROI calculators, and related consulting tools.

7. Privacy Policy

Information We Collect: We may collect your name, contact information, NPI (for providers), and details submitted through our forms.
Use of Information: To process requests, manage provider access, and improve services.
Third-Party Sharing: Information may be shared with trusted affiliates or vendors as required to fulfill services. We never sell personal data.
Cookies and Analytics: We use cookies and tools such as Google Analytics to monitor performance and improve site functionality.
Data Security: Safeguards are in place to protect your data, though no system is completely secure.
Your Rights: You may request access, correction, or deletion of your personal data by contacting [email protected].

8. Terms of Use

Eligibility: Provider-only content is restricted to licensed healthcare professionals with verified NPI registration.
Informational Use Only: Content is for educational purposes and not medical, legal, or financial advice.
Limitation of Liability: KOSMD Consulting, Inc. is not responsible for decisions made using this site’s content.
Intellectual Property: All content is owned by KOSMD Consulting, Inc. and may not be copied or distributed without permission.
Changes to Terms: Terms may be updated at any time. Continued use of this site indicates acceptance of changes.

9. Cookie Policy

What Cookies Are: Small text files stored on your device to improve site experience.
How We Use Them: To recognize returning visitors, monitor analytics, and track affiliate conversions.
Managing Cookies: You may disable cookies in your browser settings, but some site features may not function properly.
Consent: By continuing to use this site, you consent to our cookie usage.

10. Updates to This Page

We may revise these policies and disclosures as needed. The “Last Updated” date at the top of this page reflects the most recent changes.